Loans

 

   

 

Refinancing an Existing Loan

 


Refinancing your loan is often a sound financial choice, whether you do it to reduce your payments by taking advantage of lower interest rates or pay off your loan sooner by shortening its term.  And if you’re new to BankTexas, rest assured that you’re in the right place.  We distinguish ourselves by listening, caring and treating people right.

 

Solutions tailored to your needs.  By refinancing an existing loan, we can help you reduce your monthly payments, reduce the interest cost over the life of your loan, free up cash for other major expenses, or consolidate debt.

 

Timing is important.  A good rule of thumb is that if you can get a new loan with an interest rate that’s 1% below the rate on your current loan, refinancing may make sense.

 

Work directly with a knowledgeable local lender.  You take your finances seriously, and we do too.  Your lender will work directly with you make the loan process as simple and quick as possible.   And rest assured that out-of-town call centers, unknowledgeable support staff and computerized loan decisions aren’t our way of doing business.

 

 

 

 

 

 

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