Money Market Account
Making decisions can be a struggle. However, choosing a flexible BankTexas Money Market Account is incredibly easy. That's because our Money Market Accounts provide the duality of earning higher interest while still maintaining greater access to funds.
This best-of-both-worlds scenario can be yours at no monthly service charge by staying within daily balance guidelines. Once you build your balance, upgrade to the Money Market Plus Account—where your savings can stack even higher with premium payout tiers. Have it all—no decision necessary with a Money Market Account.
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- Money Market Account
- Earn competitive interest
- Ability to convert to Money Market Plus when balance reaches $10,000 or more
- Maintain greater access to funds
- 6 free withdrawals per statement; $2 per withdrawal thereafter
- Avoid the $12 monthly service charge by maintaining a $2,500 minimum daily balance
- Free online banking
- Free eStatements
- $100 minimum deposit to open
- Money Market Plus Account
- Earn higher interest when your balance reaches another rate tier:
- $0.00 - $9,999
- $10,000 - $24,999
- $25,000 - $49,999
- $50,000 - $74,999
- $75,000 and above
- Maintain greater access to funds
- 6 free withdrawals per statement; $2 per withdrawal thereafter
- Avoid the $12 monthly service charge by maintaining a $10,000 minimum daily balance
- Free online banking
- Free eStatements
- $100 minimum deposit to open



