MyChoice Checking

This self-empowering account gives you the options to reduce your monthly fee to $0. MyChoice Checking also provides unlimited checking with conveniences such as online banking and bill pay.


Account Detail

Qualifications

Qualifying to reduce the low monthly service charge is simple by completing the following requirements:*

  • Begin each statement cycle with a $6.95 monthly service charge
  • Be enrolled in online banking and receive eStatements to reduce fee by $1
  • Further reduce fee by 15¢ for each debit card purchase of $5 or more that posts and settles, until the fee is eliminated
  • Completely eliminate the monthly service fee if minimum daily balance is $2,500 or more

View our current rates.


*$50 minimum deposit to open. MyChoice Checking carries a $6.95 monthly service charge. Charge may be reduced each statement cycle by doing the following: a reduction of $1.00 for receiving eStatements, a reduction of $0.15 for each posted and settled debit card purchase of at least $5, or a reduction of the entire fee for maintaining a $2,500 minimum daily balance. Once the fee is retired, additional debit card point of sale transactions will not result in credits to the account. ATM withdrawals do not count towards qualifying debit card transactions. All transactions must be posted to the account within the Qualification Cycle. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transactions could take anywhere from, but not limited to, 1-5 business days to post to an account from the date the transaction is made. Transactions do not normally post on weekends. Available for personal accounts only. Certain restrictions may apply. No fee reduction the first month. Merchant rewards and identity theft protection available one business day following account opening.

MyChoice Checking