Getting a BankTexas mortgage is much easier than you might think.  Our lenders will guide you through our streamlined,

worry free process, answering questions, eliminating guesswork, and most importantly, easing stress. 

The following timeline is a look at the typical application process from start to finish.  Know that we’ll do our best to make

the process easy on you, whether you live next door and want our help completing your application, or you live 100-miles

away an want to do everything online, by mail, or by phone.  We’re here to help.

The first step to getting a mortgage is submitting an application, either online, by mail, or at one of our offices.  We’ll

review your application then give you a call.

For every application, we need some basic information.  You can either bring it with you to the office or send it to us by

postal service or email.  We’ll need:

• Your last two paychecks

• W2’s from the last two years

• Bank statements for all accounts from the last two months

• Most recent report on investments, 401(k), etc.

• Copy of your driver’s license

Depending on your loan type, we may need additional documentation.  Find out about the different types of mortgage

loans and what else you might need >>

We’ll have you pre-approved in no time by reviewing your application, checking your credit history, and verifying your

income. We’ll be in contact with you as soon as this process is finished to inform you of our decision.

We’ll take care of everything necessary to keep the process moving, like ordering an appraisal of your property,

a title policy, and if necessary, a survey.  Most importantly, we’ll do our best to keep you informed every step of the way.