Home Equity loans and lines of credit are secured by the equity in your

home and offer several advantages over other loans:

• Rates are typically lower than on personal loans

• Repayment terms can be longer than on personal loans

• Interest may be tax-deductible—consult your tax advisor

• Money can be used for anything you choose

  The BankTexas Advantage

  Experience - Our loan officers

  can help you decide which loan

  best fits your needs.

  Local Knowledge - Our lenders

  know Wood County. They'll

  gladly introduce you to

  realtors, builders, surveyors,

  appraisers, and sometimes your

  future neighbors.

  Local Servicing - We'll never

  sell your loan. Instead, we're

  with you every step of the way--

  from application to payoff.

Upgrade your house, consolidate debt, or go on a vacation: Home Equity

Loans put money in your pocket while offering fixed monthly payments.

Interest Rates: Fixed
 

Term: Up to 30 years

Payment Options: Fixed or variable monthly payments

Access to funds: Receive the entire amount at closing

Borrow only the money you need, whenever you need it.

Interest Rates: Fixed or Variable
 

Term: Varies

Access to funds: Access money when you need it, like a credit card or

checking account