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The Small Business Administrated (SBA) provides government-guaranteed loans designed to help give businesses that may not otherwise qualify for credit get the funds they need.

 

Right for your business? SBA Loans are for businesses that are:

  • Owner-operated

  • For-profit

  • Organized as a sole proprietorship, corporation, or professional partnership

  • Unable to secure other credit under reasonable terms

  • Within the size guidelines established by the SBA

Features

  • Qualifying for SBA Loans is easier that qualifying for other loans

  • SBA Loans allow higher loan-to-value ratios

  • Borrow up to 90% of your financing needs

  • Consideration is given to projected income in addition to historical  cash flows, which is especially advantageous for growing businesses.

  • SBA Loan portion is fixed for 10 or 20-year period.

More information

 

Contact us about your interest in an SBA Loan: we would love to answer your questions and help you get started.  The following websites also offer additional information:

 

Small Business Administration >>

 

 

 

 

 

 

 

  The BankTexas Advantage

 

  Experience - Our loan officers

  can help you decide which loan

  best fits your needs.

 

  Local Knowledge - Our lenders

  know Wood County. They'll

  gladly introduce you to

  realtors, builders, surveyors,

  appraisers, and sometimes your

  future neighbors.

 

  Local Servicing - We'll never

  sell your loan. Instead, we're

  with you every step of the way--

  from application to payoff.